A mutual financial institution
Founded in 1986, Financed is a credit organization distributing financing solutions for individuals and very small businesses. Subsidiary of Mutual Credit institution – present in all banking and insurance trades – Financed benefits from the solidity, human resources and expertise of the group. See http://deliverjournal.com/best-short-term-loans-short-term-loans-with-us-are-fast-and-easy/ for a write-up
Clearly showing its willingness to act as a responsible economic actor, Financed defends the values of commitment, daring, listening and solidarity. Thanks to a lasting and privileged relationship with its customers, the brand is able to offer innovative products adapted to the repayment capacity of each. With more than 400 employees, Financed now represents a specialist in local credit.
Financed’s offer consists of a wide choice of payday loans, grouping of loans, revolving loans, loans backed by employee savings plans, borrower insurance and payment cards.
Financed loans: a range suitable for all types of projects
Regardless of the project to be financed, all Financed payday loans operate on the same principles. It is not necessary to direct your income to the brand: the funds are paid directly into the beneficiary’s current account, and this within 48 hours of acceptance of the file. The amount of the installments can be adjusted up and down if necessary, and the administration fees are free.
To cover the risks associated with taking out a loan, Financed also has optional borrower insurance. Depending on the situation of the insured and under certain conditions, the remaining capital due or the monthly payments will be covered in the event of death, total and irreversible loss of autonomy (PTIA), total temporary incapacity for work (ITT) or job loss.
Financed revolving credit
Financed revolving credit can prove to be a flexible and responsible solution to support you in the face of unforeseen expenses : a car breakdown, more expensive than estimated work, the purchase of household or computer equipment, a move… This is why Financed offers a revolving credit between $ 300 and $ 4,500, the repayment duration of which is between 18 and 38 months. The amount of the monthly payments is determined when the contract is signed and the APR is between 12.47% and 21.06% depending on the amount borrowed and the duration of the credit.
Financed’s payday loan
To finance the equipment of a new home, the organization of a wedding, the purchase of a household appliance or simply to go on a trip, Financed offers a payday loan that can range from $ 5,500 to $ 30,000. The repayment period is between 12 and 72 months, and the amount of the monthly payments is determined when the contract is signed. Depending on the amount borrowed and the duration of the credit, Financed displays a fixed APR from 1.80%, and up to 8.86%. The funds can be allocated to any project, since the brand does not require the supply of proof of purchase or quote.
Financed works loan
Financed also markets a payday loan dedicated to works, which is designed to finance the isolation of a dwelling, a renovation project or the fitting out of a room in the house. It can range from $ 5,500 to $ 30,000, and the duration of its reimbursement is between 12 and 120 months. The amount of the monthly payments is defined as soon as the loan is taken out, thanks to a fixed APR varying from 2% to 8.86% depending on the amount borrowed and the schedule chosen.
Financed auto credit
As part of the acquisition of a new or used vehicle, Financed offers the possibility of taking out a specific personal car loan, which allows borrowing up to $ 60,000. Its repayment can be spread over 12 to 72 months, and the fixed and known APR varies from 1.50% to 8.86% depending on the amount of the loan and the number of monthly payments retained. The funds can be used to cover the full price of the new car, as long as no personal contribution is required.
Credit repurchase with Financed
The consolidation of credits with Financed is simple and clear, you combine several credits of all kinds into a single credit, with a single monthly payment and a single withdrawal date. You do not need to change banks and buying credits allows you to reduce your monthly payments by 30% to 60%. An interesting solution to anticipate retirement, to carry out new projects by reducing your monthly payments or to simplify the management of your budget by reimbursing a single monthly payment.
Financed borrower insurance
A credit must be repaid, but difficulties linked to the loss of a job, an accident causing a loss of autonomy or even death can lead to complex situations. This is why Financed offers to take out insurance for your loans . Even if it is optional, borrower insurance is highly recommended for your peace of mind and that of your loved ones. Thus, in the event of a covered event, it is the insurance which, depending on the situation, will take care of the reimbursement of the monthly payments or the balance of your credit.
How to take out a loan with Financed?
Whether you want to make a payday loan, car, motorcycle, you can enter your request directly online, free and without obligation, in just a few minutes. To do this, go to the product tab that interests you and after having estimated your loan, fill out the form offered by Financed.
If you prefer to exhibit your project and apply for credits by phone, you can also contact a Financed advisor by phone at the number listed below. You will receive a quick reply in principle.
How to make a credit simulation with Financed?
On each product tab of the Financed site, you can perform an online credit simulation in just a few minutes. You just have to fill in the form with the amount, the monthly payment and the desired duration. Financed will then give you a first estimate of your loan which will then be refined according to your situation when you apply for loans.